Health Insurance the treatment and prevention of illness Affordable health insurance - Health Insurance Center
Health insurance, like other forms of insurance, is a form of collectivism by means of which people collectively pool
their risk, in this case the risk of incurring medical expenses.
Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people
to combine your healthcare purchasing power.
Your insurer covers the whole group, rather than individuals, so everyone shares the cost of staying healthy